How often can I replace crowns?

Most insurance companies have a 5 year frequency on crowns. Why? Because insurance underwriters/actuaries have built in this factor into their premiums. Is is clinically sound? Probably not. Most dentists would not be very proud to state that their fixed prosthetics have a life of only 5 years.

Understanding the original reason for selecting this time period, some insurance companies are increasing their frequency to 7 years, some up to 10 years.

How does this impact dental offices?

First, don't replace a crown just because it has exceeded its "contractual" life. Replacement should be because of necessity and this should be noted in a narrative if x-rays don't show the need.

Secondly, if a crown does need replacement, determine if benefits are available, if any, so there are no surprizes.

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